QBE regularly reviews products to meet our regulatory product oversight and governance obligations set by The Financial Services and Markets Authority (FSMA), Insurance Distribution Directive (IDD), EIOPA POG Guidelines and country local regulation. The frequency of the reviews depends on the complexity of the product, with all products having a review at least every three years.
Please note that we have grouped similar products together where this does not detrimentally affect our ability to review each product appropriately. Similar products are those that are intended to deliver similar cover and outcomes for customers, where the target markets are consistent.
These documents are intended to support distributors in understanding the key characteristics, target market, and distribution strategy of the product. It should be used to ensure alignment with the intended customer profile and to identify any potential risks.
If you have any questions in relation to the content of the product reviews, please direct these to your relevant underwriting contact at QBE. On this site you will be able to access summaries of the reviews, as well as details of the intended target market, Value for Money Assessment, distribution strategy and customer understanding and support for our products.